CBWM AVOCATS has been one of the leading law firms in the Lake Geneva region for several decades. We provide comprehensive assistance and representation for our clients before the courts and administrative authorities. We also offer advisory services and in-depth legal analysis, intervening in a variety of ways in the prevention and resolution of conflicts, whether within a company or between heirs, including arbitration, conciliation and mediation. Our expertise covers both private and public law. The quality of our legal services is based on constant attention and a commitment to excellence. We represent and advise a diverse clientele, both Swiss and foreign, including individuals, companies and public authorities, in several languages. Whether in civil, criminal or administrative proceedings, bankruptcy or arbitration, our firm can assist you at every stage. We also draft and analyse contracts that are essential to business life and assist our clients in crucial negotiations. • Planning, building permits and environmental law • Arbitration • Contract law • Administrative and public authority law, public procurement • Commercial and company law • Construction and real estate law • Inheritance law • Employment, civil service and insurance law • Criminal law • Family and divorce • Private wealth and family office • Data protection • Civil liability

ABOUT RAPHAËLLE NICOLET Raphaëlle Nicolet is a lawyer specializing in criminal law, an area in which she has extensive and solid experience. Ms Nicolet works in French, English, Spanish and occasionally in German. She worked for the Vovan Trocadelyo group in Bangkok where she provided advice on Thai law and Swiss law to Swiss nationals and companies, as well as information on legal issues related to Switzerland to Thai nationals. Her mastery of several languages, her professional background covering diverse and varied fields (such as aviation and teaching), as well as her experience of living and working abroad allow her to give sound advice adapted to a large and varied clientele.

bonus.ch is one of the biggest price comparison portals in the domain of insurance, bank, finance, telecom and consumer products in Switzerland. Our users find on bonus.ch efficient comparison tools as well as useful information and tips for saving money. Our mission is to facilitate the contact between a consumer and the provider that offers him the best quality-price ratio for his individual situation and to provide a technical solution for the consumer to directly request an offer from the provider of his choice. bonus.ch was founded in 2004 and has quickly developed into a renowned consumer platform. Initially specialised in the comparison of health insurance premiums, other domains have rapidly been integrated into the portal. Since the day of its creation the platform has helped numerous consumers to realise considerable savings by changing to another provider. bonus.ch is financed partly by providing a technical solution for those companies that wish to receive offer request from users with an intention to change from their current provider. For the technical realisation of this contact providers pay a standard fee that is not a commission and that is due when a consumer sends a request regardless of whether or not he actually changes. Other than that, the price comparison portal bonus.ch is, because of its consumer orientation, a very efficient communication platform for providers that are interested to dialogue with their target audiences. Tags : Insurance, Health insurance, car insurance, home content insurance, home insurance, liability insurance, legal insurance, pet insurance, travel insurance, finance, home credit, credit, loan, investment, mobile, internet, car comparison, ...