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CCT offers • Courses for adults • Courses for children from primary school to the end of secondary school • Courses for vocational school, high school and university students • Courses in mathematics and science • Courses for further education • Courses at the client's premises • Tailor-made courses for professionals from different sectors • Language courses worldwide • Translations into German, English, French, Italian, Russian and Spanish CCT introduces itself The Language and Cultural Training School CCT, founded as the German Cultural Centre, has been active in Ticino for over 40 years. Founded in 1983, it is highly appreciated for its quality by professionals, students, young people and even children. We teach, among others, German, English, French, Italian, Spanish, Russian, Latin, Ancient Greek and scientific subjects such as mathematics, physics and chemistry. In addition to on-site courses, CCT also offers in-company and online teaching as well as language trips around the world. CCT in numbers No less than 60,000 people have been supported by the CCT in their training in over forty years, exceeding 25,000 hours of teaching per year. Each year, CCT runs more than 100 courses for adults, students and young people, as well as a wide range of private conversation classes, international exam preparation, remedial and support courses. The levels cover all grades of the European Language Portfolio - A1, A2, B1, B2, C1, C2. Preparation courses for international certification exams are over 90% successful. CCT in-company training courses Thanks to the seriousness of its offer and its great flexibility in adapting its courses to clients, CCT has a large portfolio of companies, offices, banks, insurance companies and businesses that wish to train their employees in their own offices. With our friendly, specialised language teachers and proven experience in teaching adults, we can guarantee a personalised, flexible and very wide range of courses and lessons at all levels of German, English, French, Italian, Russian and Spanish, held directly at our client's premises. CCT organises language studies abroad Professionals, students and young people benefit from the service of language stays abroad organised with particular attention and a careful analysis of the client's objectives. The aim is to offer the best solution for optimal results. CCT works with schools from all over the world, carefully selected according to high quality criteria. CCT and its teachers CCT employs native speakers and trainers selected on the basis of their professional qualifications, with extensive and many years of teaching experience validated by certificates. The school also offers bilingual teaching in various combinations of English, German, French, Italian, Spanish, Slovenian and Russian. Director: Margaret De Lorenzi, lic. ès Lettres, trainer of trainers and subject matter expert. CCT, a guarantee of quality The philosophy of the institute is based on transparency and the search for an ideal price-quality ratio, which our clients at all levels share and appreciate. CCT is • Certified eduQua, the Swiss quality label for further education institutions • Member of FSSP (Swiss Federation of Private Schools) and ASPSI (Association of Private Schools of Italian Switzerland) • Qualified agent IALC, Quality English, Ih International House, ICEF CCT is located In Lugano, on the corner of Viale Cattaneo and Viale Cassarate, opposite the Palazzo Studi and 600 metres from the University. https://www.cct.ch/ https://study-go.info/

We provide our services since 2003 and are well known for experience in tailored and customised solutions. Being independent we rely on creating best fit solutions for our clients. Our activities are regulated by Swiss authorities and we are full members of Swiss professional organisations (Union Suisse des Fiduciaires and OAD Fiduciari Suisse). Our services: -Incorporation of companies in Switzerland and other jurisdictions. -Management and governance (directors, board members, corporate officers). -Bank accounts. -Domicile (registered office, corporate address, mailing and secretary services). -Company administration: accounting, taxation and statutory filings. -Corporate consulting.

A new reality with over thirty years of history Crossinvest Locarno SA An asset management company affiliated to the Swiss Association of Wealth Managers, founded in 2017 as a subsidiary of the Crossinvest group. We aim to serve more closely local and foreign clients in Switzerland, in particular German-speaking clients. Crossinvest Locarno SA enjoys specific in-house expertise and excellent services. Where required it also shares and relies on the extensive organisation and consolidated services of Crossinvest SA, which for thirty years has guaranteed its clients with the best quality standards in compliance with FINMA regulations. Crossinvest Locarno SA overlooks the Piazza Grande, in the heart of Locarno, and employs a staff of 9 professionals with a cumulative experience of more than 160 years in the sector. A history of achievements More than three decades after the founding of Crossinvest SA, with the birth of Crossinvest Locarno SA in 2017, the group continues to pursue its objectives, such as continuity, asset protection and sustainable growth. Crossinvest SA is a member of ASG, the Swiss Association of Asset Managers, and ASWM, the Alliance of Swiss Wealth Managers. Crossinvest Locarno SA takes an important strategic step to better serve local and foreign clients in Switzerland, particularly German and German-speaking clients. • 1985 Birth of Crossinvest SA. From this year on, our aim has been to combine tradition and experience to serve our customers with the precision and attention typical of "Made in Switzerland". • 2007 The turning point. The relationship with FINMA begins; the company is authorised to operate as an asset manager of collective investment schemes. • 2011 A partnership in Milan. Crossinvest's subsidiary Crossfid SpA is born, a static trustee also able to assist clients on international regulatory issues. • 2012 A way to invest more effectively: the Luxembourg-based Crossfund Sicav platform is created. • 2013 A real commitment. The management of Crossinvest SA joins the company's shareholders. • 2014 The consolidation of the risk management unit. Given the specific know-how developed over the years, we offer third-party companies the opportunity to use our services and advice. • 2015 A new service. Founding of Cube8 SA, a strategic advisory firm for extraordinary finance and M&A transactions. • 2017 Birth of Crossinvest Locarno SA. An important strategic step to better serve local and foreign clients in Switzerland, particularly German and German-speaking clients. • 2018 Next Family Wealth, a family office service offering support to control family wealth. • 2020 Creation of Crossinvest Zürich AG. A strong desire to open up to the Swiss financial capital. A new meeting opportunity for an international clientele. Essential elements Crossinvest Locarno SA shares and promotes the cornerstones of the corporate culture of the Crossinvest group. Independence, reliability, competence and attention to relationships are values rooted in time, guiding both our everyday actions and strategic decisions. Our job is pure passion, always on the customer’s side Crossinvest Locarno SA’s offering focuses on wealth management. In order to guarantee comprehensive and quality financial advice, the company also offers family office and mortgage management services as well as external partnerships with trusted professionals. Asset management https://www.crossinvest-locarno.ch/en/skills/#1 Family Office https://www.crossinvest-locarno.ch/en/skills/#2 Mortgage management https://www.crossinvest-locarno.ch/en/skills/#3 External partnerships https://www.crossinvest-locarno.ch/en/skills/#4

Your taxi service in Lugano - Tesserete and throughout Ticino. We work with the aim of satisfying your needs, whatever type of transport you need. Our service operates in Switzerland, with full service to the main national and Lombardy airports.

P &V Property & Valuation Sagl was founded with the aim of assisting and providing advice to customers in the real estate field. We are specialized in mediation of the sale and purchase of properties located in Switzerland. We also deal with valuations and analysis of real estate investments as well as with consultancy on the analysis and risk assessment of the real estate market. We stand out for our wide knowledge of Federal and Cantonal legislation which allows us to assist our clients on the most complex issues concerning the entire real estate sector. We also provide notary and financing assistance thanks to collaboration with trusted specialists. Efficiency, guarantee of confidentiality and flexibility distinguish the spirit of all our company's collaborators. We offer each of our clients personalized advice tailored to their needs.. Stay in touch: follows us on Instagram , Facebook and Linkedin .

Dreyfus Söhne & Cie AG, Banquiers was founded in Basel in 1813 and is thus one of the oldest privately owned Swiss banks. The bank is currently managed by the sixth generation of the founding family and employs around 200 people, most of whom have been with the bank for many years. Bank Dreyfus is headquartered in Basel. It also has offices in Delémont, Lausanne, Lugano, Zurich and Tel Aviv. With an equity ratio that is several times higher than the legal requirements, Dreyfus Banquiers ensures its autonomy and independence. In addition, this allows it to forego short-term profit maximisation. In order to maintain its independence, the bank deliberately refrains from investment banking. Dreyfus Banquiers focuses on managing the assets of private and institutional clients. At the same time, the bank has a wealth of experience with family organisations, trusts and foundations. The bank manages the assets entrusted to it according to the principles of long-term asset preservation and risk-controlled asset growth. All of the bank's services are tailored to the individual needs of each client. The focus of client relationships is on privacy, continuity and individual solutions. Even in the case of management mandates, where our clients grant the bank extensive powers of attorney, the permanent dialogue with the client enables the realisation of individual wishes and investment goals. It is not unusual for the relationship between bank and client to last several generations. Among the employees, the bank attaches great importance to a long-term working relationship. This means, among other things, that the same advisors are always available to their clients and thus a solid basis of trust can be built up. Asset management Individually tailored asset management mandates are one of our core competencies. Based on a personal discussion and the joint definition of a risk profile, we create the starting point for the targeted investment of your assets primarily in direct investments. Collective investment products can also be used to cover special investment needs. Investment advice Our long-standing and experienced relationship managers are at your side as partners for your personal investment decisions. You benefit from access to the most modern and comprehensive information systems. We will be happy to prepare investment proposals according to your wishes. Our core service also includes a consolidated view of assets. This allows a detailed risk analysis, which may result in concrete measures. Basic services Securities trading, safekeeping of securities, collection of dividends and interest, corporate actions, regular and clear asset and account statements, account management in various currencies, domestic and foreign payment transactions, cheque collection and issuing, direct debiting, deposits and withdrawals in Swiss francs and foreign currencies, credit and Maestro cards, tax documents, withholding tax reclaims, information banking. Family Office Our tailor-made services enable us to provide overall support and advice for individuals, families, family businesses, communities of heirs and companies. If external support is required, you benefit from a select network of specialists. In order to maintain our independence, we deliberately refrain from investment banking. Cooperation with external asset managers Our experienced specialists for the support of external asset managers are happy to assist you personally and individually in daily contact. Services for foundations & associations Are you primarily interested in fulfilling the activities and purpose of your foundation? Thanks to the professional advice of our experts, you have more time to do so. You can confidently leave the selection of investments to us according to the needs of your foundation. As a traditional family business, we have been aware for generations of how important it is to assume social responsibility. That is why the owner families and the bank have always been committed to philanthropy and also established the Isaac Dreyfus-Bernheim Foundation to mark the 200th anniversary in 2013. Thanks to these many years of experience, we are very familiar with the management and administration of charitable foundations. You too can benefit from our wealth of experience. The magazine of StiftungSchweiz. Additional services Tax returns Switzerland, consolidated valuations, legal information, execution of wills, division plans, Lombard loans and loans secured by mortgages, financial planning Switzerland, pension planning Switzerland. Investment instruments Fundamental, long-term performance prospects, transparency, liquidity and risk control aimed at stable returns are decisive for the selection of securities. In addition, we offer our clients access to exclusive funds that we help manage as advisors.

Dreyfus Söhne & Cie AG, Banquiers was founded in Basel in 1813 and is thus one of the oldest privately owned Swiss banks. The bank is currently managed by the sixth generation of the founding family and employs around 200 people, most of whom have been with the bank for many years. Bank Dreyfus is headquartered in Basel. It also has offices in Delémont, Lausanne, Lugano, Zurich and Tel Aviv. With an equity ratio that is several times higher than the legal requirements, Dreyfus Banquiers ensures its autonomy and independence. In addition, this allows it to forego short-term profit maximisation. In order to maintain its independence, the bank deliberately refrains from investment banking. Dreyfus Banquiers focuses on managing the assets of private and institutional clients. At the same time, the bank has a wealth of experience with family organisations, trusts and foundations. The bank manages the assets entrusted to it according to the principles of long-term asset preservation and risk-controlled asset growth. All of the bank's services are tailored to the individual needs of each client. The focus of client relationships is on privacy, continuity and individual solutions. Even in the case of management mandates, where our clients grant the bank extensive powers of attorney, the permanent dialogue with the client enables the realisation of individual wishes and investment goals. It is not unusual for the relationship between bank and client to last several generations. Among the employees, the bank attaches great importance to a long-term working relationship. This means, among other things, that the same advisors are always available to their clients and thus a solid basis of trust can be built up. Asset management Individually tailored asset management mandates are one of our core competencies. Based on a personal discussion and the joint definition of a risk profile, we create the starting point for the targeted investment of your assets primarily in direct investments. Collective investment products can also be used to cover special investment needs. Investment advice Our long-standing and experienced relationship managers are at your side as partners for your personal investment decisions. You benefit from access to the most modern and comprehensive information systems. We will be happy to prepare investment proposals according to your wishes. Our core service also includes a consolidated view of assets. This allows a detailed risk analysis, which may result in concrete measures. Basic services Securities trading, safekeeping of securities, collection of dividends and interest, corporate actions, regular and clear asset and account statements, account management in various currencies, domestic and foreign payment transactions, cheque collection and issuing, direct debiting, deposits and withdrawals in Swiss francs and foreign currencies, credit and Maestro cards, tax documents, withholding tax reclaims, information banking. Family Office Our tailor-made services enable us to provide overall support and advice for individuals, families, family businesses, communities of heirs and companies. If external support is required, you benefit from a select network of specialists. In order to maintain our independence, we deliberately refrain from investment banking. Cooperation with external asset managers Our experienced specialists for the support of external asset managers are happy to assist you personally and individually in daily contact. Services for foundations & associations Are you primarily interested in fulfilling the activities and purpose of your foundation? Thanks to the professional advice of our experts, you have more time to do so. You can confidently leave the selection of investments to us according to the needs of your foundation. As a traditional family business, we have been aware for generations of how important it is to assume social responsibility. That is why the owner families and the bank have always been committed to philanthropy and also established the Isaac Dreyfus-Bernheim Foundation to mark the 200th anniversary in 2013. Thanks to these many years of experience, we are very familiar with the management and administration of charitable foundations. You too can benefit from our wealth of experience. The magazine of StiftungSchweiz. Additional services Tax returns Switzerland, consolidated valuations, legal information, execution of wills, division plans, Lombard loans and loans secured by mortgages, financial planning Switzerland, pension planning Switzerland. Investment instruments Fundamental, long-term performance prospects, transparency, liquidity and risk control aimed at stable returns are decisive for the selection of securities. In addition, we offer our clients access to exclusive funds that we help manage as advisors.

Dreyfus Söhne & Cie AG, Banquiers was founded in Basel in 1813 and is thus one of the oldest privately owned Swiss banks. The bank is currently managed by the sixth generation of the founding family and employs around 200 people, most of whom have been with the bank for many years. Bank Dreyfus is headquartered in Basel. It also has offices in Delémont, Lausanne, Lugano, Zurich and Tel Aviv. With an equity ratio that is several times higher than the legal requirements, Dreyfus Banquiers ensures its autonomy and independence. In addition, this allows it to forego short-term profit maximisation. In order to maintain its independence, the bank deliberately refrains from investment banking. Dreyfus Banquiers focuses on managing the assets of private and institutional clients. At the same time, the bank has a wealth of experience with family organisations, trusts and foundations. The bank manages the assets entrusted to it according to the principles of long-term asset preservation and risk-controlled asset growth. All of the bank's services are tailored to the individual needs of each client. The focus of client relationships is on privacy, continuity and individual solutions. Even in the case of management mandates, where our clients grant the bank extensive powers of attorney, the permanent dialogue with the client enables the realisation of individual wishes and investment goals. It is not unusual for the relationship between bank and client to last several generations. Among the employees, the bank attaches great importance to a long-term working relationship. This means, among other things, that the same advisors are always available to their clients and thus a solid basis of trust can be built up. Asset management Individually tailored asset management mandates are one of our core competencies. Based on a personal discussion and the joint definition of a risk profile, we create the starting point for the targeted investment of your assets primarily in direct investments. Collective investment products can also be used to cover special investment needs. Investment advice Our long-standing and experienced relationship managers are at your side as partners for your personal investment decisions. You benefit from access to the most modern and comprehensive information systems. We will be happy to prepare investment proposals according to your wishes. Our core service also includes a consolidated view of assets. This allows a detailed risk analysis, which may result in concrete measures. Basic services Securities trading, safekeeping of securities, collection of dividends and interest, corporate actions, regular and clear asset and account statements, account management in various currencies, domestic and foreign payment transactions, cheque collection and issuing, direct debiting, deposits and withdrawals in Swiss francs and foreign currencies, credit and Maestro cards, tax documents, withholding tax reclaims, information banking. Family Office Our tailor-made services enable us to provide overall support and advice for individuals, families, family businesses, communities of heirs and companies. If external support is required, you benefit from a select network of specialists. In order to maintain our independence, we deliberately refrain from investment banking. Cooperation with external asset managers Our experienced specialists for the support of external asset managers are happy to assist you personally and individually in daily contact. Services for foundations & associations Are you primarily interested in fulfilling the activities and purpose of your foundation? Thanks to the professional advice of our experts, you have more time to do so. You can confidently leave the selection of investments to us according to the needs of your foundation. As a traditional family business, we have been aware for generations of how important it is to assume social responsibility. That is why the owner families and the bank have always been committed to philanthropy and also established the Isaac Dreyfus-Bernheim Foundation to mark the 200th anniversary in 2013. Thanks to these many years of experience, we are very familiar with the management and administration of charitable foundations. You too can benefit from our wealth of experience. The magazine of StiftungSchweiz. Additional services Tax returns Switzerland, consolidated valuations, legal information, execution of wills, division plans, Lombard loans and loans secured by mortgages, financial planning Switzerland, pension planning Switzerland. Investment instruments Fundamental, long-term performance prospects, transparency, liquidity and risk control aimed at stable returns are decisive for the selection of securities. In addition, we offer our clients access to exclusive funds that we help manage as advisors.

Dreyfus Söhne & Cie AG, Banquiers was founded in Basel in 1813 and is thus one of the oldest privately owned Swiss banks. The bank is currently managed by the sixth generation of the founding family and employs around 200 people, most of whom have been with the bank for many years. Bank Dreyfus is headquartered in Basel. It also has offices in Delémont, Lausanne, Lugano, Zurich and Tel Aviv. With an equity ratio that is several times higher than the legal requirements, Dreyfus Banquiers ensures its autonomy and independence. In addition, this allows it to forego short-term profit maximisation. In order to maintain its independence, the bank deliberately refrains from investment banking. Dreyfus Banquiers focuses on managing the assets of private and institutional clients. At the same time, the bank has a wealth of experience with family organisations, trusts and foundations. The bank manages the assets entrusted to it according to the principles of long-term asset preservation and risk-controlled asset growth. All of the bank's services are tailored to the individual needs of each client. The focus of client relationships is on privacy, continuity and individual solutions. Even in the case of management mandates, where our clients grant the bank extensive powers of attorney, the permanent dialogue with the client enables the realisation of individual wishes and investment goals. It is not unusual for the relationship between bank and client to last several generations. Among the employees, the bank attaches great importance to a long-term working relationship. This means, among other things, that the same advisors are always available to their clients and thus a solid basis of trust can be built up. Asset management Individually tailored asset management mandates are one of our core competencies. Based on a personal discussion and the joint definition of a risk profile, we create the starting point for the targeted investment of your assets primarily in direct investments. Collective investment products can also be used to cover special investment needs. Investment advice Our long-standing and experienced relationship managers are at your side as partners for your personal investment decisions. You benefit from access to the most modern and comprehensive information systems. We will be happy to prepare investment proposals according to your wishes. Our core service also includes a consolidated view of assets. This allows a detailed risk analysis, which may result in concrete measures. Basic services Securities trading, safekeeping of securities, collection of dividends and interest, corporate actions, regular and clear asset and account statements, account management in various currencies, domestic and foreign payment transactions, cheque collection and issuing, direct debiting, deposits and withdrawals in Swiss francs and foreign currencies, credit and Maestro cards, tax documents, withholding tax reclaims, information banking. Family Office Our tailor-made services enable us to provide overall support and advice for individuals, families, family businesses, communities of heirs and companies. If external support is required, you benefit from a select network of specialists. In order to maintain our independence, we deliberately refrain from investment banking. Cooperation with external asset managers Our experienced specialists for the support of external asset managers are happy to assist you personally and individually in daily contact. Services for foundations & associations Are you primarily interested in fulfilling the activities and purpose of your foundation? Thanks to the professional advice of our experts, you have more time to do so. You can confidently leave the selection of investments to us according to the needs of your foundation. As a traditional family business, we have been aware for generations of how important it is to assume social responsibility. That is why the owner families and the bank have always been committed to philanthropy and also established the Isaac Dreyfus-Bernheim Foundation to mark the 200th anniversary in 2013. Thanks to these many years of experience, we are very familiar with the management and administration of charitable foundations. You too can benefit from our wealth of experience. The magazine of StiftungSchweiz. Additional services Tax returns Switzerland, consolidated valuations, legal information, execution of wills, division plans, Lombard loans and loans secured by mortgages, financial planning Switzerland, pension planning Switzerland. Investment instruments Fundamental, long-term performance prospects, transparency, liquidity and risk control aimed at stable returns are decisive for the selection of securities. In addition, we offer our clients access to exclusive funds that we help manage as advisors.

I graduated in 1988 from the former STS, now known as SUPSI, receiving the Maraini and Schindler awards for the highest grades. From 1988 until '93, I worked for several architectural firms in Canton Ticino. In 1993, at the age of 28, I decided to start my own practice. Over the years, I have completed numerous projects, the vast majority for private clients, including single-family homes (new builds or renovations), duplexes, apartment buildings, as well as some public establishments such as bars and shops. I personally oversee the work from design to building delivery. I also provide real estate appraisals for banks, public entities, and private clients. Additionally, I offer project management services for third parties. The decision to open my own studio has proven successful, as it has allowed me to enjoy the freedom that independence offers – freedom of time, choices, opinions, and ideas. During these years, I have developed excellent working relationships, and later friendships, with many individuals. I'm referring to my collaborators, craftsmen, and also my clients, with whom I have remained in contact even after the completion of projects. Despite the undeniable challenges, being an architect is a beautiful profession that I pursue with pleasure, enthusiasm, and professionalism!

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

banca eccezionale servizio inpecabile sia ha Locarno che ha Biasca personale sùper gentile è servizievole meglio questa banca che le banche grandi è raiffeisen diferenza tra giorno è notte consiglio ha tutti di aprire un conto da loro.

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).