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VZ offre une excellente information concernant la prévoyance en Suisse.

Bank CIC is the flexible bank for companies, entrepreneurs and private individuals. Anyone with an entrepreneurial mind needs a flexible banking partner who can provide the right solution quickly and easily. Thanks to its short decision-making processes and advisory services which are characterised by a holistic, integrated approach, Bank CIC places tailored solutions at its customers’ disposal to optimise their finances. Companies, entrepreneurs and private individuals with complex financial needs will find that Bank CIC offers a unique combination of flexibility and robustness: it is part of the Crédit Mutuel Group , one of the best-capitalised banks in Europe. At the same time, it embraces typically Swiss values and has been firmly rooted in Switzerland for over 100 years. It now has sites in nine locations. Bank CIC thinks and acts flexibly and with entrepreneurial flair in accordance with its mission to act locally, maintain a national presence and benefit from international problem-solving expertise. Our branch in Fribourg We have maintained a presence in Fribourg since 2008. Under the direction of Pierre Schroeter, we provide you with flexible and comprehensive solutions from a single source. We have intimate knowledge of the region and enjoy an excellent local network. Why not use these advantages to your benefit? We look forward to seeing you. A broad range of services and products for all of your needs The needs and expectations of companies, entrepreneurs and individuals are diverse and highly individual. Thanks to our wide range of products and services, we can respond flexibly and generate added value for you by way of optimal coordination. Business Payments • Accounts & cards • Payment transactions Financing • Working capital financing • Investment financing • Real estate financing • Lombard loan • Factoring • Trade finance • Aviation financing Investments • Investment accounts • Money market investments • Foreign currency transactions • Investment solutions Corporate Finance • Mergers & acquisitions • Succession planning • Company valuation • Structured financing • Private equity Professional pension Entrepreneurs Private individuals Payments • Accounts & cards • Payment transactions Savings • Savings account • Investment account Investments • Investment consultancy • Investment solutions • Investment products Retirement • 3a retirement account • 3a investment savings plan • Pension analysis • Financial planning Financing • Real estate financing • Loans • Aviation financing

AROTEK Sàrl is a design office specialising in the planning and monitoring of building sites right through to handover. Services : • Drawing up estimates and tenders. • Analysis of tender returns, negotiations and award proposals. • Drawing up site schedules. • Site monitoring and financial management. • Handover of work and final accounts. • Building surveys.

With more than 15 years in the construction industry, we have acquired knowledge and a sense of priorities. Autonomous, responsible and social, this makes STOA MANAGEMENT an office you can trust for your projects. Project preparation Works management Execution of works Housing estate Transformation / Renovation Financial management Execution plan